Here are a few smart things you can do in 2016:
- Intelligently and proactively, manage your personal and professional time, use an agenda or your smart phone calendar
- Put your finances in order:
- Pay your credit cards on time or completely
- Save 10-20% of your net income (salary)
- Decrease your expenses (reduce or avoid buying nice to have or unnecessary things)
- Monitor your expenses and credits
- Make long time investments
- Work efficiently and productively, and ask for a salary increase, if possible
- Spend quality time with your family
